Are there any finance needs that are too large or too small?
Solutions that we provide can generally be of any dollar amount, as with us, it really is based on the credit profile, and not so much the transaction size. For example, total acquisition or project sizes could range from $25,000 to $25 million. Our Goal is to be a relevant financial partner over many years to satisfy your ongoing business needs.
Is Hemlock Capital limited to specific industries or geography of a business?
At Hemlock Capital we have No limitation to geographic location, as we service clients both domestic and abroad, with exception to select restrictive countries. Areas of Industry type also have No limitation, with the only exception to restrictive businesses.
Could Hemlock Capital serve as a Financial Consultant to my Business?
Yes, although Hemlock Capital’s primary business is to provide favorable financial lease solutions for your business, we also help strategize with you to evaluate alternative economic solutions tied to your past, current, and future financial debt. The result of this streamlines your debtors, and consolidates and reduces your overall expense.
What does a financial restructure mean to my business and what kind of savings could I expect to receive?
A financial restructure will take out and consolidate either individual or multi debt providers into a single debt provider solution thru Hemlock. The end result allows the client to significantly reduce their overall expense and yield annual savings which could be up to $500k or more, but this is all contingent upon project size and financial stability of the customer.
Is there any limitation to number of vendors or type of vendors you can finance in a given solution?
Since Hemlock Capital is an independent finance company and not tied to a direct mfg. finance captive, we have the ability to work on solutions which involve any number of vendors, albeit hardware, software, or services specific.
Does Hemlock Capital offer COVID Relief Financing or Solutions For Challenging Credits?
How long does it take to get a financial proposal and credit approval once we provide financials?
Hemlock Capital moves quick, and generally can provide a “credit contingent” approved solution same day. Once we receive financials, and any other information requested, credit approval timeframes generally take between 3 to 5 days.
Can you provide solutions for 100% Software Licenses or Soft Cost Only acquisitions?
Yes, Hemlock Capital can finance 100% Software Only solutions (either OnPremise or Cloud-Based Licenses). Additional soft costs could Include Implementation Services, Training, Hardware / Software Annual or Multi-Year Maintenance, Freight, Inventory Finance, Business Start-Up Cost, Building Maintenance Costs, etc.
Can Hemlock Capital provide a financial solutions utilizing multiple funding sources?
Yes, Hemlock solutions can include various funding sources which are dependent on the asset class, total project $ amount, ratio of hard versus soft costs, etc.
Can Hemlock Capital put together a credit facility to meet my combined 1,2, or 5 year financing needs?
Yes, many times putting together a total finance solution against an organizations annual Capex or estimated expenditures over a few year period could yield very good economics and further simplify the administrative process since this solution is streamlined to a single entity versus multiple funding partners, uses of bank lines, etc.
What is a Go-to Cloud Strategy and how can you allow me to reduce expense if my Public Cloud Bill continues to increase?
Hemlock Capital helps companies transition from OnPrem to the Public Cloud and can also help companies move away from public cloud hosting back to an OnPrem or CoLocation solution. The benefit of a Cloud-Like model that is not tied to an AWS type solution is that you avoid cost creep and have greater freedom and control over your data. This then reduces your management cost since Hemlock would finance the CoLocation and all applicable hard / soft costs to enable a CoLo / OnPrem cloud-like solution. This would then be setup as a pay per use structure, where you only pay based on your usage, such as a cost / TB / month billing method. This allows you to better align your cost to usage or enables a True Usage Billing Model, since monthly payments are tied to the capacity of data utilized on a monthly basis.